Call reports 2005
COASTAL COMMUNITY BANK — 2005
What COASTAL COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 227,005,000 | 251,291,000 | 257,461,000 | 267,429,000 |
| Total loans | 188,604,000 | 201,113,000 | 214,352,000 | 218,322,000 |
| Allowance for loan losses | 1,302,000 | 1,302,000 | 1,303,000 | 1,703,000 |
| Securities available for sale | 10,520,000 | 10,023,000 | 12,131,000 | 14,539,000 |
| Securities held to maturity | 300,000 | 300,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,863,000 | 219,454,000 | 223,051,000 | 230,626,000 |
| Interest-bearing deposits | 168,143,000 | 182,145,000 | 184,417,000 | 206,325,000 |
| Noninterest-bearing deposits | 28,720,000 | 37,309,000 | 38,634,000 | 24,301,000 |
| Equity capital | 21,662,000 | 23,303,000 | 24,834,000 | 25,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,572,000 | 11,953,000 | 16,639,000 |
| Interest expense | 939,000 | 2,078,000 | 3,453,000 | 5,079,000 |
| Net interest income | 2,568,000 | 5,494,000 | 8,500,000 | 11,560,000 |
| Noninterest income | 287,000 | 574,000 | 889,000 | 1,220,000 |
| Noninterest expense | 1,573,000 | 3,207,000 | 4,941,000 | 7,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,282,000 | 2,861,000 | 4,448,000 | 5,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,282,000 | 2,861,000 | 4,448,000 | 5,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,164,000 | 19,776,000 | 21,416,000 | 22,315,000 |
| Total capital | 19,466,000 | 21,078,000 | 22,719,000 | 24,018,000 |
| Risk-weighted assets | 168,697,000 | 175,941,000 | 191,053,000 | 198,232,000 |