Call reports 2004
COASTAL COMMUNITY BANK — 2004
What COASTAL COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 167,824,000 | 188,094,000 | 215,559,000 | 217,253,000 |
| Total loans | 138,917,000 | 151,593,000 | 160,598,000 | 175,122,000 |
| Allowance for loan losses | 915,000 | 990,000 | 1,002,000 | 1,304,000 |
| Securities available for sale | 6,254,000 | 5,347,000 | 8,789,000 | 11,232,000 |
| Securities held to maturity | 639,000 | 638,000 | 637,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,493,000 | 163,276,000 | 187,904,000 | 178,658,000 |
| Interest-bearing deposits | 124,328,000 | 139,625,000 | 158,054,000 | 152,436,000 |
| Noninterest-bearing deposits | 19,165,000 | 23,651,000 | 29,850,000 | 26,222,000 |
| Equity capital | 15,945,000 | 16,412,000 | 19,142,000 | 21,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,664,000 | 7,482,000 | 10,616,000 |
| Interest expense | 695,000 | 1,462,000 | 2,313,000 | 3,221,000 |
| Net interest income | 1,517,000 | 3,202,000 | 5,169,000 | 7,395,000 |
| Noninterest income | 257,000 | 635,000 | 874,000 | 1,222,000 |
| Noninterest expense | 1,297,000 | 2,671,000 | 4,221,000 | 5,993,000 |
| Provision for loan losses | 25,000 | 125,000 | 125,000 | 425,000 |
| Pretax income | 452,000 | 1,041,000 | 1,697,000 | 2,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,041,000 | 1,697,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,066,000 | 12,687,000 | 15,370,000 | 17,725,000 |
| Total capital | 12,981,000 | 13,677,000 | 16,372,000 | 19,029,000 |
| Risk-weighted assets | 134,363,000 | 146,118,000 | 155,128,000 | 163,894,000 |