Call reports 2003
COASTAL COMMUNITY BANK — 2003
What COASTAL COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,564,000 | 145,262,000 | 145,696,000 | 154,644,000 |
| Total loans | 99,939,000 | 107,705,000 | 112,931,000 | 122,519,000 |
| Allowance for loan losses | 877,000 | 867,000 | 893,000 | 890,000 |
| Securities available for sale | 5,173,000 | 6,706,000 | 7,299,000 | 6,656,000 |
| Securities held to maturity | 748,000 | 747,000 | 746,000 | 640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,745,000 | 122,270,000 | 122,032,000 | 130,821,000 |
| Interest-bearing deposits | 87,622,000 | 104,974,000 | 105,939,000 | 114,153,000 |
| Noninterest-bearing deposits | 16,123,000 | 17,296,000 | 16,093,000 | 16,668,000 |
| Equity capital | 14,281,000 | 14,662,000 | 15,239,000 | 15,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,485,000 | 5,411,000 | 7,471,000 |
| Interest expense | 661,000 | 1,427,000 | 2,164,000 | 2,894,000 |
| Net interest income | 1,006,000 | 2,058,000 | 3,247,000 | 4,577,000 |
| Noninterest income | 157,000 | 397,000 | 692,000 | 817,000 |
| Noninterest expense | 814,000 | 1,716,000 | 2,882,000 | 4,141,000 |
| Provision for loan losses | 35,000 | 55,000 | 85,000 | 85,000 |
| Pretax income | 314,000 | 684,000 | 972,000 | 1,168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 684,000 | 972,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,617,000 | 11,019,000 | 11,354,000 | 11,582,000 |
| Total capital | 11,494,000 | 11,886,000 | 12,247,000 | 12,472,000 |
| Risk-weighted assets | 99,543,000 | 108,561,000 | 111,082,000 | 121,245,000 |