Call reports 2002
COASTAL COMMUNITY BANK — 2002
What COASTAL COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,614,000 | 91,869,000 | 101,684,000 | 117,377,000 |
| Total loans | 57,088,000 | 66,411,000 | 81,620,000 | 94,293,000 |
| Allowance for loan losses | 569,000 | 569,000 | 578,000 | 855,000 |
| Securities available for sale | 2,778,000 | 1,931,000 | 2,355,000 | 6,379,000 |
| Securities held to maturity | 854,000 | 751,000 | 750,000 | 749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,448,000 | 70,482,000 | 80,331,000 | 90,644,000 |
| Interest-bearing deposits | 53,767,000 | 57,814,000 | 67,201,000 | 72,753,000 |
| Noninterest-bearing deposits | 15,681,000 | 12,668,000 | 13,130,000 | 17,891,000 |
| Equity capital | 12,000,000 | 15,158,000 | 15,112,000 | 14,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 0 | 1,080,000 | 2,521,000 | 4,026,000 |
| Interest expense | 0 | 555,000 | 1,213,000 | 1,861,000 |
| Net interest income | 0 | 525,000 | 1,308,000 | 2,165,000 |
| Noninterest income | 0 | 93,000 | 192,000 | 330,000 |
| Noninterest expense | 0 | 709,000 | 1,624,000 | 2,769,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 297,000 |
| Pretax income | 0 | -91,000 | -142,000 | -569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | -91,000 | -142,000 | -770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,221,000 | 11,386,000 | 11,367,000 | 10,771,000 |
| Total capital | 8,790,000 | 11,955,000 | 11,945,000 | 11,626,000 |
| Risk-weighted assets | 61,178,000 | 68,373,000 | 80,552,000 | 87,249,000 |