Call reports 2016
EVB — 2016
What EVB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,285,435,000 | 1,294,300,000 | 1,315,213,000 | 1,397,911,000 |
| Total loans | 908,950,000 | 909,422,000 | 936,624,000 | 1,033,231,000 |
| Allowance for loan losses | 10,936,000 | 10,467,000 | 10,467,000 | 11,270,000 |
| Securities available for sale | 236,496,000 | 231,497,000 | 232,925,000 | 219,632,000 |
| Securities held to maturity | 29,472,000 | 29,155,000 | 28,549,000 | 27,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,013,572,000 | 1,011,817,000 | 1,023,924,000 | 1,062,106,000 |
| Interest-bearing deposits | 889,237,000 | 888,521,000 | 895,939,000 | 916,201,000 |
| Noninterest-bearing deposits | 124,335,000 | 123,296,000 | 127,985,000 | 145,905,000 |
| Equity capital | 143,835,000 | 146,865,000 | 149,472,000 | 147,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,654,000 | 25,273,000 | 37,969,000 | 51,462,000 |
| Interest expense | 1,217,000 | 2,445,000 | 3,664,000 | 4,950,000 |
| Net interest income | 11,437,000 | 22,828,000 | 34,305,000 | 46,512,000 |
| Noninterest income | 1,485,000 | 2,984,000 | 4,537,000 | 6,060,000 |
| Noninterest expense | 9,193,000 | 18,685,000 | 28,408,000 | 38,447,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 3,777,000 | 7,347,000 | 10,924,000 | 14,809,000 |
| Income tax | 1,123,000 | 2,195,000 | 3,270,000 | 4,440,000 |
| Net income | 2,654,000 | 5,152,000 | 7,654,000 | 10,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,278,000 | 122,767,000 | 126,234,000 | 130,894,000 |
| Total capital | 130,214,000 | 133,234,000 | 136,701,000 | 142,164,000 |
| Risk-weighted assets | 917,530,000 | 928,224,000 | 967,899,000 | 1,068,462,000 |