Call reports 2012
EVB — 2012
What EVB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,074,027,000 | 1,065,111,000 | 1,056,161,000 | 1,075,002,000 |
| Total loans | 721,152,000 | 714,827,000 | 703,156,000 | 684,668,000 |
| Allowance for loan losses | 23,141,000 | 22,866,000 | 22,103,000 | 20,338,000 |
| Securities available for sale | 254,744,000 | 254,665,000 | 246,093,000 | 276,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,825,000 | 836,534,000 | 823,552,000 | 843,338,000 |
| Interest-bearing deposits | 759,958,000 | 744,338,000 | 734,592,000 | 737,252,000 |
| Noninterest-bearing deposits | 87,867,000 | 92,196,000 | 88,960,000 | 106,086,000 |
| Equity capital | 102,307,000 | 103,809,000 | 104,779,000 | 106,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,554,000 | 22,830,000 | 34,059,000 | 45,071,000 |
| Interest expense | 3,019,000 | 5,919,000 | 8,654,000 | 11,226,000 |
| Net interest income | 8,535,000 | 16,911,000 | 25,405,000 | 33,845,000 |
| Noninterest income | 688,000 | 1,702,000 | 2,694,000 | 4,072,000 |
| Noninterest expense | 7,753,000 | 15,419,000 | 23,096,000 | 30,931,000 |
| Provision for loan losses | 2,900,000 | 4,158,000 | 4,783,000 | 5,658,000 |
| Pretax income | 1,101,000 | 2,399,000 | 3,718,000 | 5,203,000 |
| Income tax | 158,000 | 472,000 | 805,000 | 1,219,000 |
| Net income | 943,000 | 1,927,000 | 2,913,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,665,000 | 78,121,000 | 79,545,000 | 81,115,000 |
| Total capital | 85,459,000 | 86,772,000 | 87,960,000 | 89,425,000 |
| Risk-weighted assets | 707,999,000 | 696,665,000 | 678,329,000 | 671,562,000 |