Call reports 2011
EVB — 2011
What EVB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,081,401,000 | 1,066,585,000 | 1,071,686,000 | 1,061,468,000 |
| Total loans | 766,087,000 | 752,467,000 | 744,104,000 | 734,530,000 |
| Allowance for loan losses | 26,328,000 | 26,753,000 | 25,674,000 | 24,102,000 |
| Securities available for sale | 219,567,000 | 216,877,000 | 215,695,000 | 236,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,449,000 | 838,695,000 | 845,694,000 | 834,270,000 |
| Interest-bearing deposits | 779,693,000 | 761,351,000 | 812,495,000 | 747,730,000 |
| Noninterest-bearing deposits | 73,756,000 | 77,344,000 | 33,199,000 | 86,539,000 |
| Equity capital | 86,438,000 | 100,690,000 | 101,330,000 | 101,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,699,000 | 25,558,000 | 37,754,000 | 49,538,000 |
| Interest expense | 4,011,000 | 7,870,000 | 11,391,000 | 14,672,000 |
| Net interest income | 8,688,000 | 17,688,000 | 26,363,000 | 34,866,000 |
| Noninterest income | 1,399,000 | 2,708,000 | 3,091,000 | 4,167,000 |
| Noninterest expense | 7,895,000 | 16,593,000 | 24,785,000 | 31,368,000 |
| Provision for loan losses | 2,000,000 | 3,500,000 | 5,150,000 | 8,800,000 |
| Pretax income | 385,000 | 625,000 | 1,270,000 | 2,051,000 |
| Income tax | -80,000 | -150,000 | -86,000 | -46,000 |
| Net income | 465,000 | 775,000 | 1,356,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,907,000 | 74,248,000 | 75,324,000 | 76,034,000 |
| Total capital | 82,174,000 | 83,246,000 | 84,224,000 | 84,908,000 |
| Risk-weighted assets | 742,734,000 | 721,063,000 | 714,332,000 | 713,555,000 |