Call reports 2010
EVB — 2010
What EVB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,101,097,000 | 1,097,908,000 | 1,113,527,000 | 1,119,161,000 |
| Total loans | 859,102,000 | 844,120,000 | 803,397,000 | 774,774,000 |
| Allowance for loan losses | 13,462,000 | 20,046,000 | 18,398,000 | 25,288,000 |
| Securities available for sale | 138,253,000 | 149,897,000 | 211,237,000 | 246,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,670,000 | 866,502,000 | 854,471,000 | 872,320,000 |
| Interest-bearing deposits | 775,687,000 | 771,394,000 | 787,074,000 | 790,266,000 |
| Noninterest-bearing deposits | 88,983,000 | 95,108,000 | 67,397,000 | 82,054,000 |
| Equity capital | 100,696,000 | 94,388,000 | 97,180,000 | 85,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,660,000 | 27,054,000 | 40,622,000 | 53,509,000 |
| Interest expense | 4,773,000 | 9,339,000 | 13,879,000 | 18,193,000 |
| Net interest income | 8,887,000 | 17,715,000 | 26,743,000 | 35,316,000 |
| Noninterest income | 1,993,000 | 3,451,000 | 6,003,000 | 7,603,000 |
| Noninterest expense | 7,701,000 | 16,258,000 | 25,067,000 | 34,193,000 |
| Provision for loan losses | 1,850,000 | 14,475,000 | 16,025,000 | 28,930,000 |
| Pretax income | 1,342,000 | -8,036,000 | -5,968,000 | -17,827,000 |
| Income tax | 46,000 | -3,337,000 | -2,821,000 | -6,998,000 |
| Net income | 1,296,000 | -4,699,000 | -3,147,000 | -10,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,222,000 | 73,269,000 | 75,341,000 | 63,377,000 |
| Total capital | 99,650,000 | 89,253,000 | 90,977,000 | 83,355,000 |
| Risk-weighted assets | 837,199,000 | 797,083,000 | 776,172,000 | 758,466,000 |