Call reports 2001
EVB — 2001
What EVB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 237,811,000 | 242,427,000 | 253,738,000 | 245,743,000 |
| Total loans | 171,904,000 | 174,610,000 | 178,127,000 | 182,599,000 |
| Allowance for loan losses | 2,572,000 | 2,630,000 | 2,670,000 | 2,790,000 |
| Securities available for sale | 44,437,000 | 50,549,000 | 50,237,000 | 45,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,398,000 | 206,247,000 | 208,963,000 | 213,356,000 |
| Interest-bearing deposits | 177,663,000 | 178,330,000 | 183,207,000 | 186,842,000 |
| Noninterest-bearing deposits | 24,735,000 | 27,917,000 | 25,756,000 | 26,514,000 |
| Equity capital | 13,591,000 | 14,140,000 | 15,460,000 | 13,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,662,000 | 9,375,000 | 14,144,000 | 18,808,000 |
| Interest expense | 2,383,000 | 4,743,000 | 7,053,000 | 9,034,000 |
| Net interest income | 2,279,000 | 4,632,000 | 7,091,000 | 9,774,000 |
| Noninterest income | 420,000 | 857,000 | 1,287,000 | 1,748,000 |
| Noninterest expense | 1,443,000 | 3,320,000 | 4,690,000 | 6,212,000 |
| Provision for loan losses | 141,000 | 286,000 | 526,000 | 926,000 |
| Pretax income | 1,115,000 | 1,883,000 | 3,162,000 | 4,385,000 |
| Income tax | 275,000 | 479,000 | 789,000 | 1,117,000 |
| Net income | 840,000 | 1,404,000 | 2,373,000 | 3,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,718,000 | 13,282,000 | 14,251,000 | 12,646,000 |
| Total capital | 17,669,000 | 18,258,000 | 19,269,000 | 17,682,000 |
| Risk-weighted assets | 155,454,000 | 157,463,000 | 160,809,000 | 162,135,000 |