Call reports 2011
CENTRA BANK, INC. — 2011
What CENTRA BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,341,023,000 | 1,296,282,000 | 1,361,452,000 | 1,329,989,000 |
| Total loans | 1,056,298,000 | 1,055,232,000 | 1,029,133,000 | 1,032,311,000 |
| Allowance for loan losses | 18,687,000 | 18,624,000 | 310,000 | 549,000 |
| Securities available for sale | 118,794,000 | 123,255,000 | 112,718,000 | 106,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,137,424,000 | 1,109,748,000 | 1,139,530,000 | 1,101,128,000 |
| Interest-bearing deposits | 1,050,395,000 | 1,036,871,000 | 1,055,480,000 | 1,012,360,000 |
| Noninterest-bearing deposits | 87,029,000 | 72,877,000 | 84,050,000 | 88,768,000 |
| Equity capital | 156,960,000 | 150,342,000 | 188,666,000 | 189,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,634,000 | 29,124,000 | 13,064,000 | 29,799,000 |
| Interest expense | 2,793,000 | 5,442,000 | 388,000 | 1,043,000 |
| Net interest income | 11,841,000 | 23,682,000 | 12,676,000 | 28,756,000 |
| Noninterest income | 2,227,000 | 4,389,000 | 1,721,000 | 3,808,000 |
| Noninterest expense | 8,581,000 | 31,766,000 | 6,263,000 | 11,863,000 |
| Provision for loan losses | 1,026,000 | 2,069,000 | 300,000 | 600,000 |
| Pretax income | 4,461,000 | -5,764,000 | 7,834,000 | 20,101,000 |
| Income tax | 1,547,000 | -1,881,000 | 2,468,000 | 6,332,000 |
| Net income | 2,914,000 | -3,883,000 | 5,366,000 | 13,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,463,000 | 134,865,000 | 117,307,000 | 117,521,000 |
| Total capital | 154,327,000 | 147,551,000 | 117,617,000 | 118,070,000 |
| Risk-weighted assets | 1,022,166,000 | 1,007,561,000 | 1,015,443,000 | 1,017,691,000 |