Call reports 2010
CENTRA BANK, INC. — 2010
What CENTRA BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,336,564,000 | 1,368,949,000 | 1,410,115,000 | 1,373,401,000 |
| Total loans | 1,020,724,000 | 1,010,314,000 | 1,037,164,000 | 1,059,268,000 |
| Allowance for loan losses | 17,935,000 | 18,071,000 | 18,306,000 | 18,586,000 |
| Securities available for sale | 126,269,000 | 154,558,000 | 125,556,000 | 129,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,142,886,000 | 1,175,872,000 | 1,209,251,000 | 1,168,726,000 |
| Interest-bearing deposits | 1,056,869,000 | 1,086,012,000 | 1,126,645,000 | 1,089,345,000 |
| Noninterest-bearing deposits | 86,017,000 | 89,860,000 | 82,607,000 | 79,381,000 |
| Equity capital | 147,438,000 | 149,867,000 | 152,798,000 | 153,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 15,443,000 | 30,798,000 | 46,018,000 | 61,048,000 |
| Interest expense | 4,454,000 | 8,717,000 | 12,428,000 | 15,620,000 |
| Net interest income | 10,989,000 | 22,081,000 | 33,590,000 | 45,428,000 |
| Noninterest income | 1,928,000 | 4,227,000 | 6,597,000 | 9,075,000 |
| Noninterest expense | 8,840,000 | 17,747,000 | 26,529,000 | 36,195,000 |
| Provision for loan losses | 905,000 | 1,747,000 | 2,862,000 | 5,375,000 |
| Pretax income | 3,172,000 | 6,814,000 | 10,796,000 | 12,933,000 |
| Income tax | 1,042,000 | 2,230,000 | 3,534,000 | 4,320,000 |
| Net income | 2,130,000 | 4,584,000 | 7,262,000 | 8,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,712,000 | 133,346,000 | 136,444,000 | 138,216,000 |
| Total capital | 143,203,000 | 145,820,000 | 149,275,000 | 151,114,000 |
| Risk-weighted assets | 992,542,000 | 991,065,000 | 1,019,837,000 | 1,025,007,000 |