Call reports 2009
CENTRA BANK, INC. — 2009
What CENTRA BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,221,714,000 | 1,236,274,000 | 1,273,313,000 | 1,291,882,000 |
| Total loans | 1,025,505,000 | 1,038,473,000 | 1,033,592,000 | 1,025,445,000 |
| Allowance for loan losses | 16,202,000 | 16,712,000 | 16,482,000 | 18,010,000 |
| Securities available for sale | 121,282,000 | 120,842,000 | 128,844,000 | 131,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,028,489,000 | 1,072,121,000 | 1,105,649,000 | 1,116,920,000 |
| Interest-bearing deposits | 938,708,000 | 975,921,000 | 1,025,211,000 | 1,029,451,000 |
| Noninterest-bearing deposits | 89,781,000 | 96,200,000 | 80,438,000 | 87,469,000 |
| Equity capital | 115,297,000 | 117,716,000 | 120,609,000 | 121,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,307,000 | 32,605,000 | 48,837,000 | 64,927,000 |
| Interest expense | 5,665,000 | 11,204,000 | 16,345,000 | 21,137,000 |
| Net interest income | 10,642,000 | 21,401,000 | 32,492,000 | 43,790,000 |
| Noninterest income | 1,876,000 | 4,147,000 | 6,177,000 | 8,352,000 |
| Noninterest expense | 7,483,000 | 16,051,000 | 24,629,000 | 33,362,000 |
| Provision for loan losses | 392,000 | 1,414,000 | 2,452,000 | 5,686,000 |
| Pretax income | 4,694,000 | 8,134,000 | 11,639,000 | 13,145,000 |
| Income tax | 1,586,000 | 2,769,000 | 4,042,000 | 4,451,000 |
| Net income | 3,108,000 | 5,365,000 | 7,597,000 | 8,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,015,000 | 100,485,000 | 103,051,000 | 104,478,000 |
| Total capital | 110,154,000 | 112,738,000 | 115,440,000 | 116,924,000 |
| Risk-weighted assets | 965,606,000 | 974,420,000 | 985,465,000 | 988,658,000 |