Call reports 2002
CENTRA BANK, INC. — 2002
What CENTRA BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,355,000 | 203,379,000 | 227,735,000 | 266,123,000 |
| Total loans | 129,581,000 | 153,893,000 | 171,149,000 | 194,054,000 |
| Allowance for loan losses | 1,561,000 | 1,819,000 | 2,039,000 | 2,375,000 |
| Securities available for sale | 22,893,000 | 22,926,000 | 26,475,000 | 36,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,988,000 | 167,595,000 | 185,135,000 | 214,894,000 |
| Interest-bearing deposits | 127,725,000 | 139,253,000 | 160,988,000 | 187,534,000 |
| Noninterest-bearing deposits | 19,263,000 | 28,343,000 | 24,147,000 | 27,361,000 |
| Equity capital | 14,214,000 | 23,588,000 | 25,327,000 | 25,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,703,000 | 7,508,000 | 10,557,000 |
| Interest expense | 972,000 | 1,992,000 | 3,103,000 | 4,312,000 |
| Net interest income | 1,241,000 | 2,711,000 | 4,405,000 | 6,245,000 |
| Noninterest income | 295,000 | 627,000 | 1,010,000 | 1,539,000 |
| Noninterest expense | 1,326,000 | 2,690,000 | 4,230,000 | 5,892,000 |
| Provision for loan losses | 135,000 | 393,000 | 613,000 | 967,000 |
| Pretax income | 75,000 | 255,000 | 572,000 | 925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 255,000 | 572,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,233,000 | 23,549,000 | 25,281,000 | 25,687,000 |
| Total capital | 15,794,000 | 25,368,000 | 27,320,000 | 27,996,000 |
| Risk-weighted assets | 130,384,000 | 148,451,000 | 164,730,000 | 184,694,000 |