Call reports 2001
CENTRA BANK, INC. — 2001
What CENTRA BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,456,000 | 106,058,000 | 133,661,000 | 155,560,000 |
| Total loans | 58,126,000 | 78,157,000 | 103,600,000 | 118,664,000 |
| Allowance for loan losses | 841,000 | 1,099,000 | 1,381,000 | 1,426,000 |
| Securities available for sale | 14,920,000 | 11,975,000 | 12,970,000 | 12,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,618,000 | 84,078,000 | 109,172,000 | 128,335,000 |
| Interest-bearing deposits | 68,451,000 | 73,199,000 | 94,498,000 | 110,744,000 |
| Noninterest-bearing deposits | 7,167,000 | 10,879,000 | 14,673,000 | 17,591,000 |
| Equity capital | 12,198,000 | 13,860,000 | 14,125,000 | 14,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 3,048,000 | 4,953,000 | 7,005,000 |
| Interest expense | 842,000 | 1,747,000 | 2,686,000 | 3,662,000 |
| Net interest income | 574,000 | 1,301,000 | 2,267,000 | 3,343,000 |
| Noninterest income | 79,000 | 278,000 | 568,000 | 866,000 |
| Noninterest expense | 875,000 | 1,907,000 | 3,008,000 | 4,312,000 |
| Provision for loan losses | 205,000 | 463,000 | 748,000 | 793,000 |
| Pretax income | -427,000 | -791,000 | -921,000 | -896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -427,000 | -791,000 | -921,000 | -896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,196,000 | 13,859,000 | 14,133,000 | 14,158,000 |
| Total capital | 13,011,000 | 14,867,000 | 15,417,000 | 15,584,000 |
| Risk-weighted assets | 65,195,000 | 80,535,000 | 102,655,000 | 120,611,000 |