Call reports 2024
REPUBLIC BANK & TRUST COMPANY — 2024
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,867,575,000 | 6,610,761,000 | 6,685,567,000 | 6,840,042,000 |
| Total loans | 5,324,482,000 | 5,306,257,000 | 5,331,349,000 | 5,471,924,000 |
| Allowance for loan losses | 108,702,000 | 80,687,000 | 82,158,000 | 91,978,000 |
| Securities available for sale | 582,234,000 | 475,650,000 | 461,554,000 | 579,324,000 |
| Securities held to maturity | 76,264,000 | 76,113,000 | 10,913,000 | 10,778,000 |
| Trading assets | 7,906,000 | 7,451,000 | 8,830,000 | 6,670,000 |
| Total deposits | 5,460,882,000 | 5,114,019,000 | 5,151,444,000 | 5,264,187,000 |
| Interest-bearing deposits | 4,063,505,000 | 3,791,912,000 | 3,843,954,000 | 4,005,307,000 |
| Noninterest-bearing deposits | 1,397,377,000 | 1,322,107,000 | 1,307,490,000 | 1,258,880,000 |
| Equity capital | 895,689,000 | 911,281,000 | 931,345,000 | 939,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 130,502,000 | 228,078,000 | 329,502,000 | 432,496,000 |
| Interest expense | 33,716,000 | 62,883,000 | 93,127,000 | 120,844,000 |
| Net interest income | 96,786,000 | 165,195,000 | 236,375,000 | 311,652,000 |
| Noninterest income | 23,356,000 | 41,686,000 | 58,617,000 | 72,730,000 |
| Noninterest expense | 50,902,000 | 100,295,000 | 148,904,000 | 201,727,000 |
| Provision for loan losses | 30,622,000 | 35,771,000 | 41,429,000 | 54,387,000 |
| Pretax income | 38,728,000 | 71,052,000 | 105,006,000 | 128,130,000 |
| Income tax | 8,100,000 | 15,051,000 | 22,382,000 | 26,431,000 |
| Net income | 30,628,000 | 56,001,000 | 82,624,000 | 101,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 874,421,000 | 889,105,000 | 904,679,000 | 912,968,000 |
| Total capital | 949,574,000 | 964,441,000 | 980,354,000 | 989,800,000 |
| Risk-weighted assets | 5,980,523,000 | 6,022,806,000 | 6,048,679,000 | 6,132,090,000 |