Call reports 2023
REPUBLIC BANK & TRUST COMPANY — 2023
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 6,064,529,000 | 6,362,643,000 | 6,377,254,000 | 6,586,777,000 |
| Total loans | 4,792,795,000 | 5,078,902,000 | 5,105,961,000 | 5,267,225,000 |
| Allowance for loan losses | 96,121,000 | 72,202,000 | 74,576,000 | 82,130,000 |
| Securities available for sale | 607,224,000 | 598,669,000 | 595,486,000 | 585,441,000 |
| Securities held to maturity | 112,118,000 | 101,976,000 | 101,660,000 | 76,397,000 |
| Trading assets | 6,925,000 | 8,017,000 | 9,339,000 | 8,881,000 |
| Total deposits | 4,841,171,000 | 4,767,804,000 | 4,826,357,000 | 5,089,936,000 |
| Interest-bearing deposits | 2,788,228,000 | 2,845,152,000 | 3,093,070,000 | 3,378,680,000 |
| Noninterest-bearing deposits | 2,052,943,000 | 1,922,653,000 | 1,733,286,000 | 1,711,256,000 |
| Equity capital | 839,408,000 | 846,017,000 | 857,290,000 | 875,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 100,236,000 | 179,160,000 | 264,891,000 | 355,537,000 |
| Interest expense | 7,717,000 | 22,245,000 | 43,291,000 | 67,297,000 |
| Net interest income | 92,519,000 | 156,915,000 | 221,600,000 | 288,240,000 |
| Noninterest income | 22,698,000 | 42,326,000 | 56,712,000 | 71,231,000 |
| Noninterest expense | 52,599,000 | 104,169,000 | 152,086,000 | 198,989,000 |
| Provision for loan losses | 26,763,000 | 32,905,000 | 36,635,000 | 47,624,000 |
| Pretax income | 35,643,000 | 61,891,000 | 89,506,000 | 112,779,000 |
| Income tax | 8,042,000 | 13,557,000 | 19,095,000 | 22,984,000 |
| Net income | 27,601,000 | 48,334,000 | 70,411,000 | 89,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 826,736,000 | 837,661,000 | 848,512,000 | 856,744,000 |
| Total capital | 894,949,000 | 906,748,000 | 920,004,000 | 931,923,000 |
| Risk-weighted assets | 5,428,625,000 | 5,777,759,000 | 5,865,567,000 | 6,014,335,000 |