Call reports 2022
REPUBLIC BANK & TRUST COMPANY — 2022
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,341,631,000 | 6,102,431,000 | 5,989,520,000 | 5,825,549,000 |
| Total loans | 4,418,459,000 | 4,402,181,000 | 4,314,016,000 | 4,535,157,000 |
| Allowance for loan losses | 71,656,000 | 64,449,000 | 64,919,000 | 70,413,000 |
| Securities available for sale | 569,215,000 | 617,023,000 | 624,280,000 | 614,778,000 |
| Securities held to maturity | 38,835,000 | 33,013,000 | 32,638,000 | 87,396,000 |
| Trading assets | 1,883,000 | 595,000 | 0 | 1,386,000 |
| Total deposits | 5,119,217,000 | 4,854,592,000 | 4,829,988,000 | 4,574,246,000 |
| Interest-bearing deposits | 2,862,863,000 | 2,735,047,000 | 2,788,487,000 | 2,631,467,000 |
| Noninterest-bearing deposits | 2,256,354,000 | 2,119,546,000 | 2,041,500,000 | 1,942,779,000 |
| Equity capital | 808,931,000 | 814,104,000 | 810,943,000 | 819,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 64,065,000 | 116,914,000 | 177,450,000 | 243,896,000 |
| Interest expense | 944,000 | 2,032,000 | 4,052,000 | 7,496,000 |
| Net interest income | 63,121,000 | 114,882,000 | 173,398,000 | 236,400,000 |
| Noninterest income | 32,092,000 | 62,992,000 | 78,496,000 | 91,668,000 |
| Noninterest expense | 49,933,000 | 98,030,000 | 144,578,000 | 189,797,000 |
| Provision for loan losses | 9,233,000 | 12,898,000 | 14,541,000 | 22,384,000 |
| Pretax income | 35,946,000 | 66,643,000 | 92,464,000 | 115,506,000 |
| Income tax | 8,047,000 | 14,778,000 | 20,872,000 | 25,852,000 |
| Net income | 27,899,000 | 51,865,000 | 71,592,000 | 89,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 812,321,000 | 825,200,000 | 833,699,000 | 840,462,000 |
| Total capital | 874,759,000 | 882,565,000 | 892,257,000 | 904,592,000 |
| Risk-weighted assets | 4,993,006,000 | 5,031,460,000 | 4,966,328,000 | 5,250,503,000 |