Call reports 2021
REPUBLIC BANK & TRUST COMPANY — 2021
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,467,909,000 | 6,175,641,000 | 6,177,918,000 | 6,088,183,000 |
| Total loans | 4,746,197,000 | 4,611,393,000 | 4,384,592,000 | 4,548,878,000 |
| Allowance for loan losses | 75,336,000 | 60,291,000 | 63,024,000 | 64,577,000 |
| Securities available for sale | 473,825,000 | 520,452,000 | 492,030,000 | 491,279,000 |
| Securities held to maturity | 52,250,000 | 46,330,000 | 45,045,000 | 44,346,000 |
| Trading assets | 6,713,000 | 7,658,000 | 6,707,000 | 5,786,000 |
| Total deposits | 5,368,025,000 | 5,103,134,000 | 4,972,020,000 | 4,856,201,000 |
| Interest-bearing deposits | 2,997,685,000 | 2,957,942,000 | 2,863,857,000 | 2,849,939,000 |
| Noninterest-bearing deposits | 2,370,340,000 | 2,145,191,000 | 2,108,162,000 | 2,006,262,000 |
| Equity capital | 780,324,000 | 797,899,000 | 810,778,000 | 818,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 69,504,000 | 106,661,000 | 161,501,000 | 228,210,000 |
| Interest expense | 1,606,000 | 2,947,000 | 4,122,000 | 5,160,000 |
| Net interest income | 67,898,000 | 103,714,000 | 157,379,000 | 223,050,000 |
| Noninterest income | 31,725,000 | 34,193,000 | 51,968,000 | 89,874,000 |
| Noninterest expense | 50,686,000 | 90,292,000 | 133,341,000 | 187,109,000 |
| Provision for loan losses | 15,337,000 | 950,000 | 4,504,000 | 14,939,000 |
| Pretax income | 33,614,000 | 46,808,000 | 71,633,000 | 110,875,000 |
| Income tax | 7,741,000 | 10,108,000 | 15,943,000 | 24,069,000 |
| Net income | 25,873,000 | 49,782,000 | 70,228,000 | 86,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 767,079,000 | 781,539,000 | 796,628,000 | 807,653,000 |
| Total capital | 827,393,000 | 833,214,000 | 850,361,000 | 862,637,000 |
| Risk-weighted assets | 4,822,387,000 | 4,858,176,000 | 4,808,984,000 | 5,027,073,000 |