Call reports 2020
REPUBLIC BANK & TRUST COMPANY — 2020
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,712,040,000 | 6,451,662,000 | 6,229,088,000 | 6,158,886,000 |
| Total loans | 4,570,829,000 | 5,118,327,000 | 5,051,569,000 | 4,865,136,000 |
| Allowance for loan losses | 70,431,000 | 55,097,000 | 59,891,000 | 61,067,000 |
| Securities available for sale | 539,758,000 | 483,347,000 | 546,418,000 | 520,063,000 |
| Securities held to maturity | 61,835,000 | 55,892,000 | 54,563,000 | 53,502,000 |
| Trading assets | 14,013,000 | 15,324,000 | 14,494,000 | 12,545,000 |
| Total deposits | 4,169,684,000 | 5,118,469,000 | 5,092,775,000 | 4,832,543,000 |
| Interest-bearing deposits | 2,772,824,000 | 3,199,196,000 | 3,118,424,000 | 2,845,219,000 |
| Noninterest-bearing deposits | 1,396,860,000 | 1,919,273,000 | 1,974,351,000 | 1,987,324,000 |
| Equity capital | 722,302,000 | 733,922,000 | 748,524,000 | 761,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 81,076,000 | 138,096,000 | 194,068,000 | 251,984,000 |
| Interest expense | 8,070,000 | 12,662,000 | 16,265,000 | 18,944,000 |
| Net interest income | 73,006,000 | 125,434,000 | 177,803,000 | 233,040,000 |
| Noninterest income | 33,207,000 | 49,873,000 | 70,448,000 | 87,907,000 |
| Noninterest expense | 49,920,000 | 92,537,000 | 137,955,000 | 186,716,000 |
| Provision for loan losses | 22,514,000 | 29,074,000 | 30,498,000 | 31,150,000 |
| Pretax income | 33,574,000 | 53,533,000 | 79,565,000 | 103,007,000 |
| Income tax | 6,967,000 | 10,844,000 | 16,335,000 | 19,720,000 |
| Net income | 26,607,000 | 42,689,000 | 63,230,000 | 83,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 705,990,000 | 707,139,000 | 728,954,000 | 743,743,000 |
| Total capital | 764,802,000 | 754,493,000 | 780,475,000 | 796,114,000 |
| Risk-weighted assets | 4,985,327,000 | 4,971,709,000 | 4,905,685,000 | 4,835,528,000 |