Call reports 2019
REPUBLIC BANK & TRUST COMPANY — 2019
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,356,983,000 | 5,715,044,000 | 6,093,237,000 | 5,611,084,000 |
| Total loans | 4,323,055,000 | 4,586,688,000 | 4,846,438,000 | 4,464,974,000 |
| Allowance for loan losses | 57,961,000 | 45,983,000 | 46,932,000 | 43,351,000 |
| Securities available for sale | 426,499,000 | 376,356,000 | 568,015,000 | 467,354,000 |
| Securities held to maturity | 64,624,000 | 63,902,000 | 63,315,000 | 62,531,000 |
| Trading assets | 2,260,000 | 4,645,000 | 6,483,000 | 5,062,000 |
| Total deposits | 3,873,643,000 | 3,817,395,000 | 3,977,272,000 | 3,887,010,000 |
| Interest-bearing deposits | 2,592,327,000 | 2,664,062,000 | 2,807,105,000 | 2,755,175,000 |
| Noninterest-bearing deposits | 1,281,315,000 | 1,153,333,000 | 1,170,167,000 | 1,131,835,000 |
| Equity capital | 653,115,000 | 666,509,000 | 679,629,000 | 699,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 82,541,000 | 148,113,000 | 216,075,000 | 280,511,000 |
| Interest expense | 9,900,000 | 21,195,000 | 33,377,000 | 43,142,000 |
| Net interest income | 72,641,000 | 126,918,000 | 182,698,000 | 237,369,000 |
| Noninterest income | 27,511,000 | 42,701,000 | 55,598,000 | 75,208,000 |
| Noninterest expense | 45,750,000 | 89,630,000 | 132,250,000 | 173,227,000 |
| Provision for loan losses | 17,231,000 | 21,691,000 | 24,844,000 | 25,758,000 |
| Pretax income | 37,208,000 | 58,368,000 | 81,291,000 | 113,669,000 |
| Income tax | 7,574,000 | 11,656,000 | 16,062,000 | 22,693,000 |
| Net income | 29,634,000 | 46,712,000 | 65,229,000 | 90,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 634,000,000 | 646,066,000 | 659,428,000 | 679,896,000 |
| Total capital | 691,961,000 | 692,049,000 | 706,360,000 | 723,247,000 |
| Risk-weighted assets | 4,663,165,000 | 4,917,777,000 | 5,189,154,000 | 4,851,790,000 |