Call reports 2018
REPUBLIC BANK & TRUST COMPANY — 2018
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,069,725,000 | 5,256,045,000 | 5,214,791,000 | 5,230,165,000 |
| Total loans | 4,066,901,000 | 4,222,390,000 | 4,165,189,000 | 4,170,169,000 |
| Allowance for loan losses | 52,341,000 | 45,047,000 | 43,824,000 | 44,675,000 |
| Securities available for sale | 414,083,000 | 411,903,000 | 440,874,000 | 471,663,000 |
| Securities held to maturity | 62,844,000 | 66,776,000 | 65,925,000 | 65,227,000 |
| Trading assets | 0 | 142,000 | 192,000 | 1,264,000 |
| Total deposits | 3,816,973,000 | 3,572,633,000 | 3,669,644,000 | 3,555,599,000 |
| Interest-bearing deposits | 2,478,707,000 | 2,414,728,000 | 2,465,766,000 | 2,454,719,000 |
| Noninterest-bearing deposits | 1,338,266,000 | 1,157,904,000 | 1,203,878,000 | 1,100,880,000 |
| Equity capital | 589,294,000 | 599,300,000 | 612,159,000 | 625,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 73,763,000 | 132,041,000 | 193,041,000 | 255,855,000 |
| Interest expense | 5,848,000 | 12,727,000 | 20,388,000 | 28,618,000 |
| Net interest income | 67,915,000 | 119,314,000 | 172,653,000 | 227,237,000 |
| Noninterest income | 27,859,000 | 41,946,000 | 53,414,000 | 63,789,000 |
| Noninterest expense | 43,579,000 | 84,328,000 | 125,341,000 | 164,822,000 |
| Provision for loan losses | 17,255,000 | 22,187,000 | 26,264,000 | 31,368,000 |
| Pretax income | 34,903,000 | 54,694,000 | 74,392,000 | 94,777,000 |
| Income tax | 7,517,000 | 11,759,000 | 13,543,000 | 16,749,000 |
| Net income | 27,386,000 | 42,935,000 | 60,849,000 | 78,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 572,572,000 | 583,278,000 | 597,000,000 | 609,582,000 |
| Total capital | 624,913,000 | 628,325,000 | 640,824,000 | 654,257,000 |
| Risk-weighted assets | 4,423,318,000 | 4,528,064,000 | 4,436,932,000 | 4,504,491,000 |