Call reports 2017
REPUBLIC BANK & TRUST COMPANY — 2017
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,657,437,000 | 4,947,774,000 | 4,985,138,000 | 5,075,719,000 |
| Total loans | 3,720,989,000 | 3,928,295,000 | 3,970,885,000 | 4,031,161,000 |
| Allowance for loan losses | 42,362,000 | 37,898,000 | 40,191,000 | 42,769,000 |
| Securities available for sale | 523,070,000 | 461,071,000 | 455,219,000 | 523,631,000 |
| Securities held to maturity | 51,861,000 | 61,159,000 | 65,176,000 | 64,227,000 |
| Trading assets | 137,000 | 432,000 | 620,000 | 312,000 |
| Total deposits | 3,444,062,000 | 3,230,673,000 | 3,449,260,000 | 3,532,101,000 |
| Interest-bearing deposits | 2,285,654,000 | 2,074,840,000 | 2,311,662,000 | 2,413,514,000 |
| Noninterest-bearing deposits | 1,158,408,000 | 1,155,833,000 | 1,137,597,000 | 1,118,588,000 |
| Equity capital | 558,410,000 | 563,937,000 | 569,921,000 | 569,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 60,826,000 | 108,589,000 | 162,249,000 | 218,531,000 |
| Interest expense | 4,196,000 | 8,611,000 | 13,741,000 | 19,165,000 |
| Net interest income | 56,630,000 | 99,978,000 | 148,508,000 | 199,366,000 |
| Noninterest income | 25,140,000 | 38,364,000 | 48,421,000 | 58,715,000 |
| Noninterest expense | 39,199,000 | 75,445,000 | 113,350,000 | 151,718,000 |
| Provision for loan losses | 12,351,000 | 17,412,000 | 21,633,000 | 27,704,000 |
| Pretax income | 30,220,000 | 45,485,000 | 61,946,000 | 78,523,000 |
| Income tax | 10,148,000 | 15,455,000 | 21,292,000 | 32,862,000 |
| Net income | 20,072,000 | 30,030,000 | 40,654,000 | 45,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 536,815,000 | 542,270,000 | 548,427,000 | 548,823,000 |
| Total capital | 579,177,000 | 580,168,000 | 588,618,000 | 591,592,000 |
| Risk-weighted assets | 3,979,111,000 | 4,175,067,000 | 4,275,164,000 | 4,319,866,000 |