Call reports 2016
REPUBLIC BANK & TRUST COMPANY — 2016
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,240,488,000 | 4,639,591,000 | 4,819,418,000 | 4,805,776,000 |
| Total loans | 3,360,841,000 | 3,786,640,000 | 3,834,854,000 | 3,826,319,000 |
| Allowance for loan losses | 31,475,000 | 29,308,000 | 30,436,000 | 32,920,000 |
| Securities available for sale | 515,364,000 | 511,697,000 | 486,805,000 | 478,075,000 |
| Securities held to maturity | 37,841,000 | 36,181,000 | 34,539,000 | 52,864,000 |
| Trading assets | 0 | 1,826,000 | 1,736,000 | 305,000 |
| Total deposits | 2,869,715,000 | 2,956,158,000 | 3,229,591,000 | 3,256,447,000 |
| Interest-bearing deposits | 1,938,236,000 | 1,991,489,000 | 2,190,828,000 | 2,191,213,000 |
| Noninterest-bearing deposits | 931,479,000 | 964,669,000 | 1,038,763,000 | 1,065,234,000 |
| Equity capital | 494,074,000 | 533,769,000 | 538,945,000 | 541,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 43,966,000 | 84,054,000 | 127,937,000 | 173,781,000 |
| Interest expense | 4,372,000 | 8,706,000 | 13,002,000 | 17,025,000 |
| Net interest income | 39,594,000 | 75,348,000 | 114,935,000 | 156,756,000 |
| Noninterest income | 25,079,000 | 36,094,000 | 47,373,000 | 57,633,000 |
| Noninterest expense | 32,726,000 | 64,877,000 | 98,481,000 | 130,763,000 |
| Provision for loan losses | 5,186,000 | 7,000,000 | 9,489,000 | 14,493,000 |
| Pretax income | 26,761,000 | 39,565,000 | 54,338,000 | 69,133,000 |
| Income tax | 8,993,000 | 13,437,000 | 18,380,000 | 23,449,000 |
| Net income | 17,768,000 | 26,128,000 | 35,958,000 | 45,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 480,767,000 | 511,149,000 | 515,532,000 | 520,985,000 |
| Total capital | 512,242,000 | 540,457,000 | 545,968,000 | 553,905,000 |
| Risk-weighted assets | 3,285,996,000 | 3,749,840,000 | 3,904,173,000 | 3,997,312,000 |