Call reports 2013
REPUBLIC BANK & TRUST COMPANY — 2013
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,293,618,000 | 3,201,365,000 | 3,210,521,000 | 3,253,875,000 |
| Total loans | 2,537,310,000 | 2,559,207,000 | 2,475,440,000 | 2,505,956,000 |
| Allowance for loan losses | 21,164,000 | 20,217,000 | 21,132,000 | 20,795,000 |
| Securities available for sale | 413,288,000 | 412,797,000 | 474,566,000 | 426,066,000 |
| Securities held to maturity | 52,283,000 | 55,169,000 | 52,058,000 | 50,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,092,526,000 | 2,011,048,000 | 2,061,523,000 | 2,035,466,000 |
| Interest-bearing deposits | 2,034,064,000 | 1,987,869,000 | 2,015,356,000 | 1,440,290,000 |
| Noninterest-bearing deposits | 58,462,000 | 23,179,000 | 46,166,000 | 595,177,000 |
| Equity capital | 422,597,000 | 423,536,000 | 424,462,000 | 421,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 33,301,000 | 66,330,000 | 99,213,000 | 130,208,000 |
| Interest expense | 5,007,000 | 9,832,000 | 14,627,000 | 19,250,000 |
| Net interest income | 28,294,000 | 56,498,000 | 84,586,000 | 110,958,000 |
| Noninterest income | 22,120,000 | 32,698,000 | 40,065,000 | 47,826,000 |
| Noninterest expense | 30,121,000 | 58,588,000 | 83,846,000 | 114,033,000 |
| Provision for loan losses | -502,000 | 394,000 | 2,405,000 | 2,920,000 |
| Pretax income | 20,795,000 | 30,214,000 | 38,400,000 | 41,831,000 |
| Income tax | 7,552,000 | 10,539,000 | 13,697,000 | 15,530,000 |
| Net income | 13,243,000 | 19,675,000 | 24,703,000 | 26,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 416,870,000 | 419,357,000 | 420,488,000 | 418,348,000 |
| Total capital | 461,484,000 | 439,574,000 | 441,620,000 | 439,143,000 |
| Risk-weighted assets | 2,135,165,000 | 2,151,954,000 | 2,086,090,000 | 2,130,976,000 |