Call reports 2012
REPUBLIC BANK & TRUST COMPANY — 2012
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,232,672,000 | 3,167,383,000 | 3,327,113,000 | 3,287,124,000 |
| Total loans | 2,333,217,000 | 2,358,729,000 | 2,560,844,000 | 2,578,578,000 |
| Allowance for loan losses | 21,358,000 | 20,350,000 | 21,030,000 | 21,187,000 |
| Securities available for sale | 592,896,000 | 572,826,000 | 524,078,000 | 429,458,000 |
| Securities held to maturity | 27,038,000 | 25,769,000 | 48,026,000 | 46,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,001,318,000 | 1,859,816,000 | 2,008,390,000 | 2,015,624,000 |
| Interest-bearing deposits | 1,861,235,000 | 1,818,966,000 | 1,963,910,000 | 1,995,952,000 |
| Noninterest-bearing deposits | 140,084,000 | 40,850,000 | 44,479,000 | 19,673,000 |
| Equity capital | 485,998,000 | 491,987,000 | 510,253,000 | 413,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 78,451,000 | 111,108,000 | 144,090,000 | 178,898,000 |
| Interest expense | 6,052,000 | 11,260,000 | 16,532,000 | 21,638,000 |
| Net interest income | 72,399,000 | 99,848,000 | 127,558,000 | 157,260,000 |
| Noninterest income | 106,655,000 | 120,641,000 | 155,321,000 | 164,457,000 |
| Noninterest expense | 40,104,000 | 66,408,000 | 95,040,000 | 122,188,000 |
| Provision for loan losses | 10,670,000 | 11,136,000 | 12,317,000 | 13,590,000 |
| Pretax income | 128,336,000 | 143,001,000 | 175,578,000 | 185,995,000 |
| Income tax | 45,465,000 | 50,422,000 | 61,679,000 | 65,323,000 |
| Net income | 82,871,000 | 92,579,000 | 113,899,000 | 120,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 480,979,000 | 486,988,000 | 504,042,000 | 407,261,000 |
| Total capital | 525,787,000 | 530,788,000 | 548,522,000 | 451,898,000 |
| Risk-weighted assets | 2,026,522,000 | 2,022,064,000 | 2,210,188,000 | 2,218,105,000 |