Call reports 2011
REPUBLIC BANK & TRUST COMPANY — 2011
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,294,431,000 | 2,990,013,000 | 2,979,896,000 | 3,310,308,000 |
| Total loans | 2,108,812,000 | 2,168,764,000 | 2,144,558,000 | 2,209,194,000 |
| Allowance for loan losses | 27,100,000 | 23,978,000 | 22,042,000 | 22,164,000 |
| Securities available for sale | 604,982,000 | 583,876,000 | 654,931,000 | 635,277,000 |
| Securities held to maturity | 30,467,000 | 30,064,000 | 29,372,000 | 28,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,966,496,000 | 1,775,041,000 | 1,753,367,000 | 1,691,380,000 |
| Interest-bearing deposits | 1,379,180,000 | 1,362,702,000 | 1,693,198,000 | 1,631,496,000 |
| Noninterest-bearing deposits | 587,315,000 | 412,339,000 | 60,169,000 | 59,884,000 |
| Equity capital | 396,054,000 | 400,582,000 | 406,921,000 | 405,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 91,553,000 | 124,815,000 | 158,064,000 | 190,496,000 |
| Interest expense | 8,205,000 | 15,440,000 | 22,328,000 | 28,702,000 |
| Net interest income | 83,348,000 | 109,375,000 | 135,736,000 | 161,794,000 |
| Noninterest income | 87,501,000 | 100,822,000 | 110,842,000 | 117,145,000 |
| Noninterest expense | 41,443,000 | 68,810,000 | 94,159,000 | 117,853,000 |
| Provision for loan losses | 18,148,000 | 17,555,000 | 17,310,000 | 17,769,000 |
| Pretax income | 110,979,000 | 125,460,000 | 136,925,000 | 145,133,000 |
| Income tax | 39,217,000 | 44,791,000 | 48,303,000 | 50,404,000 |
| Net income | 71,762,000 | 80,669,000 | 88,622,000 | 94,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,134,000 | 393,229,000 | 399,193,000 | 401,529,000 |
| Total capital | 435,894,000 | 440,207,000 | 444,685,000 | 447,143,000 |
| Risk-weighted assets | 1,861,009,000 | 1,881,815,000 | 1,899,232,000 | 1,945,710,000 |