Call reports 2010
REPUBLIC BANK & TRUST COMPANY — 2010
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,075,104,000 | 3,035,578,000 | 2,931,230,000 | 3,524,028,000 |
| Total loans | 2,216,401,000 | 2,143,979,000 | 2,098,226,000 | 2,122,357,000 |
| Allowance for loan losses | 23,856,000 | 23,620,000 | 22,551,000 | 20,906,000 |
| Securities available for sale | 386,111,000 | 503,652,000 | 541,862,000 | 496,725,000 |
| Securities held to maturity | 49,296,000 | 42,395,000 | 39,351,000 | 32,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,823,563,000 | 1,753,712,000 | 1,664,952,000 | 2,226,146,000 |
| Interest-bearing deposits | 1,348,617,000 | 1,388,082,000 | 1,325,802,000 | 1,892,633,000 |
| Noninterest-bearing deposits | 474,946,000 | 365,630,000 | 339,150,000 | 333,514,000 |
| Equity capital | 334,291,000 | 342,957,000 | 347,117,000 | 347,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 86,116,000 | 121,948,000 | 156,118,000 | 189,050,000 |
| Interest expense | 9,857,000 | 18,174,000 | 26,477,000 | 34,640,000 |
| Net interest income | 76,259,000 | 103,774,000 | 129,641,000 | 154,410,000 |
| Noninterest income | 59,871,000 | 72,139,000 | 79,857,000 | 87,520,000 |
| Noninterest expense | 49,669,000 | 73,073,000 | 96,591,000 | 120,911,000 |
| Provision for loan losses | 16,477,000 | 17,379,000 | 15,246,000 | 16,660,000 |
| Pretax income | 69,915,000 | 85,335,000 | 97,535,000 | 104,138,000 |
| Income tax | 24,601,000 | 29,824,000 | 33,737,000 | 35,557,000 |
| Net income | 45,314,000 | 55,511,000 | 63,798,000 | 68,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 328,877,000 | 335,367,000 | 339,954,000 | 341,077,000 |
| Total capital | 376,183,000 | 381,868,000 | 385,955,000 | 385,433,000 |
| Risk-weighted assets | 1,927,893,000 | 1,843,511,000 | 1,819,154,000 | 1,819,976,000 |