Call reports 2009
REPUBLIC BANK & TRUST COMPANY — 2009
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,253,360,000 | 3,001,683,000 | 2,935,858,000 | 3,817,638,000 |
| Total loans | 2,273,343,000 | 2,263,408,000 | 2,243,340,000 | 2,214,304,000 |
| Allowance for loan losses | 17,355,000 | 18,961,000 | 18,634,000 | 21,197,000 |
| Securities available for sale | 391,789,000 | 424,142,000 | 407,139,000 | 391,027,000 |
| Securities held to maturity | 50,077,000 | 67,632,000 | 65,304,000 | 50,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,844,312,000 | 1,702,961,000 | 1,619,093,000 | 2,544,407,000 |
| Interest-bearing deposits | 1,551,135,000 | 1,374,138,000 | 1,300,101,000 | 2,224,252,000 |
| Noninterest-bearing deposits | 293,177,000 | 328,823,000 | 318,992,000 | 320,155,000 |
| Equity capital | 283,541,000 | 268,967,000 | 273,493,000 | 273,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 86,161,000 | 124,931,000 | 162,103,000 | 198,592,000 |
| Interest expense | 16,231,000 | 27,422,000 | 37,514,000 | 47,157,000 |
| Net interest income | 69,930,000 | 97,509,000 | 124,589,000 | 151,435,000 |
| Noninterest income | 20,819,000 | 32,747,000 | 41,443,000 | 49,654,000 |
| Noninterest expense | 31,085,000 | 56,351,000 | 81,004,000 | 105,647,000 |
| Provision for loan losses | 25,546,000 | 26,727,000 | 27,888,000 | 32,490,000 |
| Pretax income | 30,993,000 | 42,157,000 | 51,269,000 | 57,130,000 |
| Income tax | 12,025,000 | 15,884,000 | 18,923,000 | 20,418,000 |
| Net income | 18,968,000 | 26,273,000 | 32,346,000 | 36,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,783,000 | 264,459,000 | 266,840,000 | 267,553,000 |
| Total capital | 319,588,000 | 306,870,000 | 308,924,000 | 312,200,000 |
| Risk-weighted assets | 2,020,148,000 | 1,982,312,000 | 1,928,448,000 | 1,902,377,000 |