Call reports 2002
REPUBLIC BANK & TRUST COMPANY — 2002
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,608,033,000 | 1,589,999,000 | 1,613,390,000 | 1,736,131,000 |
| Total loans | 1,154,322,000 | 1,160,355,000 | 1,235,344,000 | 1,347,136,000 |
| Allowance for loan losses | 8,962,000 | 8,962,000 | 8,962,000 | 9,862,000 |
| Securities available for sale | 227,846,000 | 284,085,000 | 219,164,000 | 202,229,000 |
| Securities held to maturity | 47,069,000 | 53,707,000 | 63,564,000 | 85,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 981,981,000 | 1,009,336,000 | 1,061,164,000 | 1,089,479,000 |
| Interest-bearing deposits | 822,900,000 | 858,623,000 | 899,597,000 | 920,029,000 |
| Noninterest-bearing deposits | 159,081,000 | 150,713,000 | 161,567,000 | 169,450,000 |
| Equity capital | 126,694,000 | 133,213,000 | 137,760,000 | 141,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 29,069,000 | 54,351,000 | 79,618,000 | 104,707,000 |
| Interest expense | 10,568,000 | 21,149,000 | 31,433,000 | 41,312,000 |
| Net interest income | 18,501,000 | 33,202,000 | 48,185,000 | 63,395,000 |
| Noninterest income | 7,385,000 | 11,651,000 | 16,559,000 | 22,373,000 |
| Noninterest expense | 12,954,000 | 25,687,000 | 39,448,000 | 52,287,000 |
| Provision for loan losses | 2,652,000 | 1,164,000 | 1,400,000 | 3,189,000 |
| Pretax income | 10,280,000 | 18,002,000 | 25,455,000 | 31,851,000 |
| Income tax | 3,598,000 | 6,361,000 | 9,031,000 | 11,325,000 |
| Net income | 6,682,000 | 11,641,000 | 16,424,000 | 20,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,975,000 | 131,152,000 | 135,150,000 | 138,456,000 |
| Total capital | 135,937,000 | 140,114,000 | 144,112,000 | 148,318,000 |
| Risk-weighted assets | 1,040,836,000 | 1,056,068,000 | 1,093,685,000 | 1,135,178,000 |