Call reports 2001
REPUBLIC BANK & TRUST COMPANY — 2001
What REPUBLIC BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,505,180,000 | 1,491,568,000 | 1,508,708,000 | 1,584,035,000 |
| Total loans | 1,178,098,000 | 1,179,773,000 | 1,181,150,000 | 1,205,638,000 |
| Allowance for loan losses | 7,862,000 | 7,862,000 | 8,462,000 | 8,462,000 |
| Securities available for sale | 242,162,000 | 234,994,000 | 223,106,000 | 211,095,000 |
| Securities held to maturity | 1,603,000 | 1,507,000 | 1,488,000 | 82,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 971,754,000 | 937,585,000 | 922,865,000 | 949,769,000 |
| Interest-bearing deposits | 901,857,000 | 862,993,000 | 841,786,000 | 818,792,000 |
| Noninterest-bearing deposits | 69,897,000 | 74,592,000 | 81,079,000 | 130,977,000 |
| Equity capital | 116,836,000 | 115,615,000 | 119,960,000 | 121,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 32,533,000 | 62,109,000 | 90,256,000 | 116,998,000 |
| Interest expense | 16,536,000 | 31,626,000 | 45,588,000 | 57,379,000 |
| Net interest income | 15,997,000 | 30,483,000 | 44,668,000 | 59,619,000 |
| Noninterest income | 4,855,000 | 8,614,000 | 12,420,000 | 17,480,000 |
| Noninterest expense | 12,351,000 | 24,335,000 | 36,208,000 | 49,622,000 |
| Provision for loan losses | 1,788,000 | 1,597,000 | 2,118,000 | 3,347,000 |
| Pretax income | 7,297,000 | 14,319,000 | 20,075,000 | 25,994,000 |
| Income tax | 2,406,000 | 4,771,000 | 6,766,000 | 8,848,000 |
| Net income | 4,891,000 | 9,548,000 | 13,309,000 | 17,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,367,000 | 114,962,000 | 117,968,000 | 121,068,000 |
| Total capital | 123,229,000 | 122,824,000 | 126,430,000 | 129,530,000 |
| Risk-weighted assets | 1,033,215,000 | 991,571,000 | 1,006,485,000 | 1,038,533,000 |