Call reports 2026
BLACK RIVER COUNTRY BANK — 2026
What BLACK RIVER COUNTRY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 100,734,000 | 101,764,000 |
| Total loans | 78,657,000 | 79,893,000 |
| Allowance for loan losses | 1,243,000 | 1,258,000 |
| Securities available for sale | 16,162,000 | 16,237,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 85,424,000 | 85,249,000 |
| Interest-bearing deposits | 69,925,000 | 69,915,000 |
| Noninterest-bearing deposits | 15,499,000 | 15,334,000 |
| Equity capital | 7,646,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,360,000 | 2,731,000 |
| Interest expense | 381,000 | 764,000 |
| Net interest income | 979,000 | 1,967,000 |
| Noninterest income | 63,000 | 128,000 |
| Noninterest expense | 694,000 | 1,362,000 |
| Provision for loan losses | 18,000 | 35,000 |
| Pretax income | 333,000 | 703,000 |
| Income tax | 0 | 0 |
| Net income | 333,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,266,000 | 9,349,000 |
| Total capital | 10,202,000 | 10,306,000 |
| Risk-weighted assets | 74,562,000 | 76,256,000 |