Call reports 2008
BANK OF MOUNTAIN VIEW — 2008
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 193,460,000 | 192,184,000 | 188,830,000 | 186,857,000 |
| Total loans | 91,823,000 | 106,546,000 | 105,258,000 | 97,582,000 |
| Allowance for loan losses | 1,270,000 | 1,309,000 | 1,291,000 | 1,351,000 |
| Securities available for sale | 59,550,000 | 46,042,000 | 41,692,000 | 36,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,577,000 | 142,168,000 | 139,124,000 | 137,042,000 |
| Interest-bearing deposits | 123,680,000 | 121,914,000 | 118,596,000 | 116,831,000 |
| Noninterest-bearing deposits | 21,897,000 | 20,253,000 | 20,528,000 | 20,212,000 |
| Equity capital | 31,194,000 | 30,872,000 | 30,902,000 | 31,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,240,000 | 7,727,000 | 10,014,000 |
| Interest expense | 1,480,000 | 2,716,000 | 3,843,000 | 4,844,000 |
| Net interest income | 1,279,000 | 2,524,000 | 3,884,000 | 5,170,000 |
| Noninterest income | 179,000 | 319,000 | 500,000 | 682,000 |
| Noninterest expense | 951,000 | 1,911,000 | 2,886,000 | 3,898,000 |
| Provision for loan losses | 55,000 | 94,000 | 134,000 | 506,000 |
| Pretax income | 452,000 | 838,000 | 1,364,000 | 1,448,000 |
| Income tax | 41,000 | 75,000 | 170,000 | 97,000 |
| Net income | 411,000 | 763,000 | 1,194,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,440,000 | 16,634,000 | 16,748,000 | 16,764,000 |
| Total capital | 17,710,000 | 17,943,000 | 18,039,000 | 18,115,000 |
| Risk-weighted assets | 112,296,000 | 121,785,000 | 120,683,000 | 111,858,000 |