Call reports 2007
BANK OF MOUNTAIN VIEW — 2007
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 215,908,000 | 216,845,000 | 213,641,000 | 205,447,000 |
| Total loans | 93,513,000 | 95,562,000 | 94,792,000 | 93,651,000 |
| Allowance for loan losses | 1,205,000 | 1,267,000 | 1,251,000 | 1,268,000 |
| Securities available for sale | 92,943,000 | 84,974,000 | 85,788,000 | 80,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,019,000 | 153,729,000 | 148,598,000 | 138,313,000 |
| Interest-bearing deposits | 129,277,000 | 131,686,000 | 128,371,000 | 120,659,000 |
| Noninterest-bearing deposits | 21,742,000 | 22,043,000 | 20,227,000 | 17,653,000 |
| Equity capital | 29,496,000 | 28,626,000 | 29,757,000 | 30,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 5,992,000 | 9,068,000 | 12,057,000 |
| Interest expense | 1,801,000 | 3,677,000 | 5,572,000 | 7,360,000 |
| Net interest income | 1,149,000 | 2,315,000 | 3,496,000 | 4,697,000 |
| Noninterest income | 159,000 | 333,000 | 509,000 | 674,000 |
| Noninterest expense | 927,000 | 1,825,000 | 2,787,000 | 3,767,000 |
| Provision for loan losses | 135,000 | 205,000 | 255,000 | 310,000 |
| Pretax income | 246,000 | 618,000 | 963,000 | 1,294,000 |
| Income tax | -78,000 | -97,000 | -124,000 | -144,000 |
| Net income | 324,000 | 715,000 | 1,087,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,467,000 | 15,728,000 | 15,962,000 | 16,174,000 |
| Total capital | 16,672,000 | 16,995,000 | 17,213,000 | 17,442,000 |
| Risk-weighted assets | 117,385,000 | 120,846,000 | 118,958,000 | 116,904,000 |