Call reports 2006
BANK OF MOUNTAIN VIEW — 2006
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 205,106,000 | 206,736,000 | 210,111,000 | 214,413,000 |
| Total loans | 72,719,000 | 82,045,000 | 79,890,000 | 81,516,000 |
| Allowance for loan losses | 612,000 | 741,000 | 1,081,000 | 1,086,000 |
| Securities available for sale | 100,507,000 | 93,856,000 | 94,942,000 | 94,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,002,000 | 153,309,000 | 154,853,000 | 158,506,000 |
| Interest-bearing deposits | 115,437,000 | 130,956,000 | 133,389,000 | 137,294,000 |
| Noninterest-bearing deposits | 35,565,000 | 22,352,000 | 21,465,000 | 21,212,000 |
| Equity capital | 28,288,000 | 27,550,000 | 28,839,000 | 29,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,569,000 | 5,468,000 | 8,479,000 | 11,390,000 |
| Interest expense | 1,320,000 | 2,886,000 | 4,555,000 | 6,351,000 |
| Net interest income | 1,249,000 | 2,582,000 | 3,924,000 | 5,039,000 |
| Noninterest income | 84,000 | 172,000 | 252,000 | 351,000 |
| Noninterest expense | 922,000 | 1,903,000 | 2,868,000 | 3,841,000 |
| Provision for loan losses | 34,000 | 228,000 | 520,000 | 704,000 |
| Pretax income | 377,000 | 623,000 | 788,000 | 845,000 |
| Income tax | -41,000 | -122,000 | -218,000 | -358,000 |
| Net income | 418,000 | 745,000 | 1,006,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,748,000 | 15,011,000 | 15,078,000 | 15,230,000 |
| Total capital | 15,360,000 | 15,752,000 | 16,159,000 | 16,316,000 |
| Risk-weighted assets | 104,803,000 | 110,473,000 | 106,838,000 | 108,100,000 |