Call reports 2005
BANK OF MOUNTAIN VIEW — 2005
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 182,155,000 | 187,941,000 | 198,868,000 | 195,610,000 |
| Total loans | 72,471,000 | 71,445,000 | 66,322,000 | 68,910,000 |
| Allowance for loan losses | 922,000 | 1,150,000 | 663,000 | 626,000 |
| Securities available for sale | 17,536,000 | 23,663,000 | 107,527,000 | 103,430,000 |
| Securities held to maturity | 82,511,000 | 78,271,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,514,000 | 158,352,000 | 153,051,000 | 140,275,000 |
| Interest-bearing deposits | 136,937,000 | 138,482,000 | 136,124,000 | 124,531,000 |
| Noninterest-bearing deposits | 17,577,000 | 19,870,000 | 16,927,000 | 15,744,000 |
| Equity capital | 26,563,000 | 28,225,000 | 43,607,000 | 43,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,015,000 | 836,000 | 3,440,000 |
| Interest expense | 830,000 | 1,754,000 | 319,000 | 1,349,000 |
| Net interest income | 1,653,000 | 3,261,000 | 517,000 | 2,091,000 |
| Noninterest income | 134,000 | 259,000 | 44,000 | 145,000 |
| Noninterest expense | 637,000 | 1,452,000 | 284,000 | 1,193,000 |
| Provision for loan losses | 0 | 360,000 | 0 | 0 |
| Pretax income | 1,150,000 | 1,708,000 | 277,000 | 1,043,000 |
| Income tax | 0 | 0 | 53,000 | 133,000 |
| Net income | 1,150,000 | 1,708,000 | 224,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,760,000 | 27,329,000 | 27,032,000 | 29,468,000 |
| Total capital | 27,682,000 | 28,479,000 | 27,695,000 | 30,094,000 |
| Risk-weighted assets | 91,203,000 | 93,597,000 | 97,100,000 | 99,200,000 |