Call reports 2004
BANK OF MOUNTAIN VIEW — 2004
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 169,206,000 | 171,540,000 | 174,534,000 | 177,112,000 |
| Total loans | 69,604,000 | 70,591,000 | 71,382,000 | 72,132,000 |
| Allowance for loan losses | 830,000 | 831,000 | 912,000 | 914,000 |
| Securities available for sale | 0 | 0 | 980,000 | 11,888,000 |
| Securities held to maturity | 90,009,000 | 92,741,000 | 90,998,000 | 84,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,884,000 | 144,053,000 | 146,657,000 | 148,489,000 |
| Interest-bearing deposits | 121,614,000 | 124,403,000 | 126,601,000 | 128,558,000 |
| Noninterest-bearing deposits | 19,270,000 | 19,650,000 | 20,056,000 | 19,931,000 |
| Equity capital | 26,858,000 | 25,924,000 | 26,925,000 | 25,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,954,000 | 7,417,000 | 9,884,000 |
| Interest expense | 688,000 | 1,389,000 | 2,121,000 | 2,887,000 |
| Net interest income | 1,766,000 | 3,565,000 | 5,296,000 | 6,997,000 |
| Noninterest income | 93,000 | 203,000 | 316,000 | 421,000 |
| Noninterest expense | 608,000 | 1,354,000 | 2,102,000 | 3,055,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 1,251,000 | 2,414,000 | 3,410,000 | 4,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,251,000 | 2,414,000 | 3,410,000 | 4,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,725,000 | 25,802,000 | 26,809,000 | 25,599,000 |
| Total capital | 27,555,000 | 26,633,000 | 27,726,000 | 26,513,000 |
| Risk-weighted assets | 86,254,000 | 87,598,000 | 88,255,000 | 89,163,000 |