Call reports 2003
BANK OF MOUNTAIN VIEW — 2003
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 156,773,000 | 160,407,000 | 165,341,000 | 168,216,000 |
| Total loans | 71,931,000 | 71,392,000 | 70,718,000 | 70,416,000 |
| Allowance for loan losses | 910,000 | 872,000 | 862,000 | 836,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 76,051,000 | 78,243,000 | 87,134,000 | 89,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,898,000 | 134,452,000 | 136,541,000 | 138,241,000 |
| Interest-bearing deposits | 115,425,000 | 116,938,000 | 118,961,000 | 122,423,000 |
| Noninterest-bearing deposits | 16,473,000 | 17,514,000 | 17,580,000 | 15,818,000 |
| Equity capital | 24,507,000 | 25,611,000 | 26,452,000 | 25,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,733,000 | 7,135,000 | 9,655,000 |
| Interest expense | 778,000 | 1,541,000 | 2,262,000 | 2,953,000 |
| Net interest income | 1,590,000 | 3,192,000 | 4,873,000 | 6,702,000 |
| Noninterest income | 95,000 | 182,000 | 275,000 | 363,000 |
| Noninterest expense | 529,000 | 1,114,000 | 1,847,000 | 2,609,000 |
| Provision for loan losses | 100,000 | 100,000 | 300,000 | 300,000 |
| Pretax income | 1,056,000 | 2,160,000 | 3,001,000 | 4,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,056,000 | 2,160,000 | 3,001,000 | 4,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,330,000 | 25,446,000 | 26,298,000 | 25,463,000 |
| Total capital | 25,240,000 | 26,318,000 | 27,160,000 | 26,299,000 |
| Risk-weighted assets | 83,277,000 | 83,897,000 | 85,044,000 | 86,178,000 |