Call reports 2002
BANK OF MOUNTAIN VIEW — 2002
What BANK OF MOUNTAIN VIEW reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 145,455,000 | 148,049,000 | 151,326,000 | 153,369,000 |
| Total loans | 72,788,000 | 72,623,000 | 73,740,000 | 71,674,000 |
| Allowance for loan losses | 1,020,000 | 1,316,000 | 1,326,000 | 820,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,894,000 | 68,702,000 | 70,145,000 | 75,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,028,000 | 123,056,000 | 126,330,000 | 127,960,000 |
| Interest-bearing deposits | 107,809,000 | 110,858,000 | 113,249,000 | 113,910,000 |
| Noninterest-bearing deposits | 13,219,000 | 12,198,000 | 13,081,000 | 14,050,000 |
| Equity capital | 24,031,000 | 24,619,000 | 24,641,000 | 23,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,602,000 | 6,992,000 | 9,381,000 |
| Interest expense | 955,000 | 1,860,000 | 2,725,000 | 3,548,000 |
| Net interest income | 1,324,000 | 2,742,000 | 4,267,000 | 5,833,000 |
| Noninterest income | 92,000 | 188,000 | 273,000 | 363,000 |
| Noninterest expense | 512,000 | 1,138,000 | 1,768,000 | 2,518,000 |
| Provision for loan losses | 200,000 | 500,000 | 500,000 | 1,000,000 |
| Pretax income | 704,000 | 1,292,000 | 2,272,000 | 2,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 704,000 | 1,292,000 | 2,272,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,810,000 | 24,409,000 | 24,442,000 | 23,263,000 |
| Total capital | 24,830,000 | 25,432,000 | 25,481,000 | 24,083,000 |
| Risk-weighted assets | 81,495,000 | 81,552,000 | 83,149,000 | 81,889,000 |