Call reports 2019
BANK OF PALMER — 2019
What BANK OF PALMER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,612,000 | 44,410,000 | 45,255,000 | 44,766,000 |
| Total loans | 23,183,000 | 23,735,000 | 24,329,000 | 25,204,000 |
| Allowance for loan losses | 333,000 | 336,000 | 339,000 | 350,000 |
| Securities available for sale | 17,079,000 | 18,101,000 | 17,261,000 | 17,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,797,000 | 39,168,000 | 39,825,000 | 39,549,000 |
| Interest-bearing deposits | 35,065,000 | 34,154,000 | 34,778,000 | 34,140,000 |
| Noninterest-bearing deposits | 5,732,000 | 5,014,000 | 5,047,000 | 5,409,000 |
| Equity capital | 4,668,000 | 4,974,000 | 5,063,000 | 5,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 877,000 | 1,326,000 | 1,781,000 |
| Interest expense | 81,000 | 165,000 | 249,000 | 330,000 |
| Net interest income | 356,000 | 712,000 | 1,077,000 | 1,451,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 | 51,000 |
| Noninterest expense | 263,000 | 518,000 | 780,000 | 1,110,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 162,000 | 273,000 | 386,000 | 442,000 |
| Income tax | 11,000 | 24,000 | 37,000 | 42,000 |
| Net income | 151,000 | 249,000 | 349,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,695,000 | 4,793,000 | 4,818,000 | 4,869,000 |
| Total capital | 5,025,000 | 5,125,000 | 5,157,000 | 5,215,000 |
| Risk-weighted assets | 26,407,000 | 26,530,000 | 27,312,000 | 27,747,000 |