Call reports 2005
BANK OF PALMER — 2005
What BANK OF PALMER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,353,000 | 24,048,000 | 24,316,000 | 24,799,000 |
| Total loans | 14,789,000 | 15,078,000 | 15,318,000 | 16,232,000 |
| Allowance for loan losses | 218,000 | 219,000 | 221,000 | 222,000 |
| Securities available for sale | 8,259,000 | 7,992,000 | 8,102,000 | 7,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,210,000 | 21,764,000 | 21,591,000 | 22,567,000 |
| Interest-bearing deposits | 19,945,000 | 19,747,000 | 19,387,000 | 19,814,000 |
| Noninterest-bearing deposits | 2,265,000 | 2,017,000 | 2,204,000 | 2,753,000 |
| Equity capital | 1,809,000 | 1,896,000 | 1,920,000 | 1,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 657,000 | 998,000 | 1,349,000 |
| Interest expense | 128,000 | 258,000 | 393,000 | 531,000 |
| Net interest income | 186,000 | 399,000 | 605,000 | 818,000 |
| Noninterest income | 21,000 | 44,000 | 71,000 | 105,000 |
| Noninterest expense | 168,000 | 325,000 | 483,000 | 703,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 49,000 | 111,000 | 172,000 | 198,000 |
| Income tax | 10,000 | 23,000 | 35,000 | 27,000 |
| Net income | 39,000 | 88,000 | 137,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,902,000 | 1,950,000 | 1,992,000 | 2,026,000 |
| Total capital | 2,095,000 | 2,146,000 | 2,192,000 | 2,235,000 |
| Risk-weighted assets | 15,379,000 | 15,652,000 | 15,946,000 | 16,696,000 |
Machine access — free, no API key
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