Call report 2024Q4
CITIZENS FIRST BANK — 2024Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,244,000 | USD | evidence → |
| Total loans | 238,565,000 | USD | evidence → |
| Allowance for loan losses | 3,141,000 | USD | evidence → |
| Securities available for sale | 60,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,912,000 | USD | evidence → |
| Interest-bearing deposits | 216,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,263,000 | USD | evidence → |
| Equity capital | 16,975,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,387,000 | USD | evidence → |
| Interest expense | 8,232,000 | USD | evidence → |
| Net interest income | 8,155,000 | USD | evidence → |
| Noninterest income | 1,969,000 | USD | evidence → |
| Noninterest expense | 7,522,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,342,000 | USD | evidence → |
| Income tax | 97,000 | USD | evidence → |
| Net income | 2,245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,290,000 | USD | evidence → |
| Total capital | 30,487,000 | USD | evidence → |
| Risk-weighted assets | 257,936,000 | USD | evidence → |