Call report 2022Q4
CITIZENS FIRST BANK — 2022Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 303,394,000 | USD | evidence → |
| Total loans | 218,308,000 | USD | evidence → |
| Allowance for loan losses | 2,896,000 | USD | evidence → |
| Securities available for sale | 67,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,636,000 | USD | evidence → |
| Interest-bearing deposits | 226,058,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,578,000 | USD | evidence → |
| Equity capital | 13,646,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,476,000 | USD | evidence → |
| Interest expense | 2,100,000 | USD | evidence → |
| Net interest income | 8,376,000 | USD | evidence → |
| Noninterest income | 1,589,000 | USD | evidence → |
| Noninterest expense | 6,944,000 | USD | evidence → |
| Provision for loan losses | 792,000 | USD | evidence → |
| Pretax income | 2,221,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 2,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,940,000 | USD | evidence → |
| Total capital | 28,758,000 | USD | evidence → |
| Risk-weighted assets | 225,397,000 | USD | evidence → |