Call report 2009Q4
CITIZENS FIRST BANK — 2009Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,230,000 | USD | evidence → |
| Total loans | 100,367,000 | USD | evidence → |
| Allowance for loan losses | 904,000 | USD | evidence → |
| Securities available for sale | 13,101,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,995,000 | USD | evidence → |
| Interest-bearing deposits | 108,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,500,000 | USD | evidence → |
| Equity capital | 11,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,716,000 | USD | evidence → |
| Interest expense | 2,683,000 | USD | evidence → |
| Net interest income | 4,033,000 | USD | evidence → |
| Noninterest income | 1,007,000 | USD | evidence → |
| Noninterest expense | 3,808,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 1,011,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,829,000 | USD | evidence → |
| Total capital | 12,733,000 | USD | evidence → |
| Risk-weighted assets | 124,188,000 | USD | evidence → |