Call reports 2007
BANK OF THE SOUTH — 2007
What BANK OF THE SOUTH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 495,160,000 | 483,842,000 | 474,575,000 | 566,735,000 |
| Total loans | 348,212,000 | 352,298,000 | 353,939,000 | 371,556,000 |
| Allowance for loan losses | 3,581,000 | 3,728,000 | 3,652,000 | 3,839,000 |
| Securities available for sale | 57,154,000 | 58,691,000 | 58,340,000 | 46,855,000 |
| Securities held to maturity | 9,740,000 | 9,741,000 | 9,741,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,443,000 | 414,015,000 | 396,655,000 | 460,802,000 |
| Interest-bearing deposits | 374,392,000 | 392,862,000 | 379,465,000 | 445,314,000 |
| Noninterest-bearing deposits | 51,051,000 | 21,153,000 | 17,190,000 | 15,488,000 |
| Equity capital | 61,569,000 | 61,942,000 | 63,229,000 | 97,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,741,000 | 15,845,000 | 24,004,000 | 2,814,000 |
| Interest expense | 4,197,000 | 8,530,000 | 12,774,000 | 1,436,000 |
| Net interest income | 3,544,000 | 7,315,000 | 11,230,000 | 1,378,000 |
| Noninterest income | 758,000 | 1,630,000 | 2,404,000 | 237,000 |
| Noninterest expense | 2,955,000 | 5,970,000 | 8,945,000 | 950,000 |
| Provision for loan losses | 152,000 | 348,000 | 415,000 | 193,000 |
| Pretax income | 1,195,000 | 2,627,000 | 4,274,000 | 472,000 |
| Income tax | 403,000 | 898,000 | 1,466,000 | 191,000 |
| Net income | 792,000 | 1,729,000 | 2,808,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,929,000 | 41,021,000 | 42,248,000 | 38,036,000 |
| Total capital | 43,528,000 | 44,767,000 | 45,918,000 | 41,893,000 |
| Risk-weighted assets | 370,856,000 | 376,810,000 | 375,459,000 | 401,932,000 |
Machine access — free, no API key
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