Call reports 2006
BANK OF THE SOUTH — 2006
What BANK OF THE SOUTH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 399,408,000 | 397,249,000 | 421,074,000 | 442,662,000 |
| Total loans | 274,005,000 | 279,263,000 | 290,476,000 | 311,878,000 |
| Allowance for loan losses | 3,210,000 | 3,262,000 | 3,195,000 | 3,467,000 |
| Securities available for sale | 46,546,000 | 55,114,000 | 60,342,000 | 59,068,000 |
| Securities held to maturity | 9,740,000 | 9,740,000 | 9,740,000 | 9,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,064,000 | 348,562,000 | 349,129,000 | 372,707,000 |
| Interest-bearing deposits | 303,725,000 | 305,044,000 | 306,728,000 | 332,450,000 |
| Noninterest-bearing deposits | 45,339,000 | 43,518,000 | 42,401,000 | 40,257,000 |
| Equity capital | 39,385,000 | 40,792,000 | 59,875,000 | 60,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,924,000 | 12,333,000 | 2,284,000 | 9,498,000 |
| Interest expense | 2,644,000 | 5,655,000 | 1,100,000 | 4,720,000 |
| Net interest income | 3,280,000 | 6,678,000 | 1,184,000 | 4,778,000 |
| Noninterest income | 757,000 | 1,449,000 | 247,000 | 1,053,000 |
| Noninterest expense | 2,824,000 | 5,720,000 | 1,021,000 | 4,144,000 |
| Provision for loan losses | 154,000 | 184,000 | 0 | 300,000 |
| Pretax income | 1,032,000 | 2,196,000 | 410,000 | 1,387,000 |
| Income tax | 362,000 | 763,000 | 133,000 | 452,000 |
| Net income | 670,000 | 1,433,000 | 277,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,755,000 | 35,563,000 | 38,584,000 | 38,986,000 |
| Total capital | 36,965,000 | 38,825,000 | 41,779,000 | 42,454,000 |
| Risk-weighted assets | 319,508,000 | 317,716,000 | 325,957,000 | 344,652,000 |
Machine access — free, no API key
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