Call reports 2020
BEARTOOTH BANK — 2020
What BEARTOOTH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 58,505,000 | 63,888,000 | 69,485,000 |
| Total loans | 38,356,000 | 47,651,000 | 52,037,000 |
| Allowance for loan losses | 6,000 | 15,000 | 53,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 47,146,000 | 52,185,000 | 57,808,000 |
| Interest-bearing deposits | 41,700,000 | 44,078,000 | 47,516,000 |
| Noninterest-bearing deposits | 5,446,000 | 8,107,000 | 10,292,000 |
| Equity capital | 11,258,000 | 11,343,000 | 11,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 636,000 | 1,425,000 | 2,023,000 |
| Interest expense | 186,000 | 334,000 | 553,000 |
| Net interest income | 450,000 | 1,091,000 | 1,470,000 |
| Noninterest income | 6,000 | 11,000 | 17,000 |
| Noninterest expense | 343,000 | 864,000 | 1,194,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 |
| Pretax income | 104,000 | 220,000 | 266,000 |
| Income tax | 32,000 | 64,000 | 89,000 |
| Net income | 72,000 | 156,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 8,137,000 | 7,813,000 | 7,852,000 |
| Total capital | 8,143,000 | 7,813,000 | 7,852,000 |
| Risk-weighted assets | 41,415,000 | 49,712,000 | 53,990,000 |