Call reports 2019
BEARTOOTH BANK — 2019
What BEARTOOTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,159,000 | 46,730,000 | 48,449,000 | 52,307,000 |
| Total loans | 38,746,000 | 37,942,000 | 36,826,000 | 40,321,000 |
| Allowance for loan losses | 780,000 | 780,000 | 780,000 | 786,000 |
| Securities available for sale | 26,000 | 24,000 | 22,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,086,000 | 38,503,000 | 39,995,000 | 43,789,000 |
| Interest-bearing deposits | 33,556,000 | 33,733,000 | 35,479,000 | 38,335,000 |
| Noninterest-bearing deposits | 5,530,000 | 4,770,000 | 4,516,000 | 5,454,000 |
| Equity capital | 7,848,000 | 7,970,000 | 8,100,000 | 8,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,172,000 | 1,789,000 | 2,406,000 |
| Interest expense | 88,000 | 196,000 | 312,000 | 448,000 |
| Net interest income | 487,000 | 976,000 | 1,477,000 | 1,958,000 |
| Noninterest income | 3,000 | 9,000 | 14,000 | 20,000 |
| Noninterest expense | 331,000 | 662,000 | 993,000 | 1,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 159,000 | 323,000 | 498,000 | 658,000 |
| Income tax | 38,000 | 80,000 | 125,000 | 142,000 |
| Net income | 121,000 | 243,000 | 373,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,266,000 | 7,404,000 | 7,514,000 | 7,688,000 |
| Total capital | 7,772,000 | 7,905,000 | 8,013,000 | 8,234,000 |
| Risk-weighted assets | 40,233,000 | 39,822,000 | 39,650,000 | 43,418,000 |