Call reports 2018
BEARTOOTH BANK — 2018
What BEARTOOTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,921,000 | 46,329,000 | 45,877,000 | 46,116,000 |
| Total loans | 38,587,000 | 37,221,000 | 37,910,000 | 36,184,000 |
| Allowance for loan losses | 774,000 | 777,000 | 778,000 | 780,000 |
| Securities available for sale | 34,000 | 30,000 | 29,000 | 27,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,355,000 | 38,589,000 | 38,039,000 | 38,203,000 |
| Interest-bearing deposits | 36,874,000 | 34,800,000 | 33,836,000 | 33,443,000 |
| Noninterest-bearing deposits | 3,481,000 | 3,789,000 | 4,203,000 | 4,760,000 |
| Equity capital | 7,332,000 | 7,452,000 | 7,575,000 | 7,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,068,000 | 1,619,000 | 2,186,000 |
| Interest expense | 91,000 | 179,000 | 264,000 | 345,000 |
| Net interest income | 442,000 | 889,000 | 1,355,000 | 1,841,000 |
| Noninterest income | 8,000 | 35,000 | 35,000 | 40,000 |
| Noninterest expense | 338,000 | 661,000 | 986,000 | 1,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 263,000 | 403,000 | 591,000 |
| Income tax | 28,000 | 60,000 | 76,000 | 113,000 |
| Net income | 84,000 | 203,000 | 327,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,612,000 | 6,708,000 | 6,931,000 | 7,116,000 |
| Total capital | 7,134,000 | 7,212,000 | 7,410,000 | 7,574,000 |
| Risk-weighted assets | 41,530,000 | 40,071,000 | 38,020,000 | 37,946,000 |