Call reports 2016
BEARTOOTH BANK — 2016
What BEARTOOTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,344,000 | 44,688,000 | 43,293,000 | 42,974,000 |
| Total loans | 33,121,000 | 35,741,000 | 33,839,000 | 35,910,000 |
| Allowance for loan losses | 709,000 | 719,000 | 728,000 | 693,000 |
| Securities available for sale | 66,000 | 61,000 | 58,000 | 183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,028,000 | 38,253,000 | 36,652,000 | 34,235,000 |
| Interest-bearing deposits | 30,785,000 | 33,823,000 | 32,192,000 | 30,325,000 |
| Noninterest-bearing deposits | 4,243,000 | 4,430,000 | 4,460,000 | 3,910,000 |
| Equity capital | 6,180,000 | 6,276,000 | 6,385,000 | 6,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 862,000 | 1,324,000 | 1,783,000 |
| Interest expense | 38,000 | 86,000 | 133,000 | 181,000 |
| Net interest income | 377,000 | 776,000 | 1,191,000 | 1,602,000 |
| Noninterest income | 7,000 | 18,000 | 23,000 | 28,000 |
| Noninterest expense | 301,000 | 615,000 | 885,000 | 1,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 179,000 | 328,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 179,000 | 328,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,180,000 | 6,275,000 | 6,385,000 | 6,520,000 |
| Total capital | 6,643,000 | 6,762,000 | 6,850,000 | 7,006,000 |
| Risk-weighted assets | 36,870,000 | 38,745,000 | 36,971,000 | 38,679,000 |