Call reports 2015
BEARTOOTH BANK — 2015
What BEARTOOTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,023,000 | 38,142,000 | 38,880,000 | 40,417,000 |
| Total loans | 26,758,000 | 28,331,000 | 29,975,000 | 31,483,000 |
| Allowance for loan losses | 761,000 | 769,000 | 779,000 | 700,000 |
| Securities available for sale | 88,000 | 82,000 | 75,000 | 69,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,197,000 | 32,080,000 | 32,748,000 | 34,220,000 |
| Interest-bearing deposits | 27,611,000 | 27,347,000 | 28,378,000 | 29,323,000 |
| Noninterest-bearing deposits | 4,586,000 | 4,733,000 | 4,370,000 | 4,897,000 |
| Equity capital | 5,736,000 | 5,883,000 | 5,942,000 | 6,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 714,000 | 1,103,000 | 1,502,000 |
| Interest expense | 37,000 | 71,000 | 105,000 | 139,000 |
| Net interest income | 310,000 | 643,000 | 998,000 | 1,363,000 |
| Noninterest income | 14,000 | 18,000 | 31,000 | 224,000 |
| Noninterest expense | 325,000 | 704,000 | 1,011,000 | 1,301,000 |
| Provision for loan losses | 0 | -189,000 | -189,000 | -88,000 |
| Pretax income | -1,000 | 146,000 | 205,000 | 372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 146,000 | 205,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,736,000 | 5,883,000 | 5,943,000 | 6,097,000 |
| Total capital | 6,136,000 | 6,283,000 | 6,368,000 | 6,534,000 |
| Risk-weighted assets | 31,699,000 | 31,668,000 | 33,658,000 | 34,776,000 |